Residential appraisals, matched to the market.
A purchase, a refinance, a home equity line, a condominium or a small rental building. Most residential files should be routine, and we work to keep them that way: an appraiser who knows the market, a scope that fits the loan, and a report reviewed before it reaches you.
When a residential appraisal fits.
Start from the loan and the property. We’ll confirm the right report and scope before the order is placed.
-
01
Purchase and refinance
Conventional loans on single-family homes, condominiums and PUDs, with a full interior and exterior inspection.
1004 · 1073 -
02
Home equity and lower-risk files
Where the lender’s guidelines allow, an exterior-only report can fit a lower-risk decision.
2055 · 1075 -
03
Small residential income
Two- to four-unit properties, with rent analysis as part of the report.
1025 -
04
FHA and government lending
Government loans have their own property and documentation rules. FHA assignments, including 2–4 unit and 203K, go to appraisers who already work with them. USDA and VA appraisals are also available; see FHA and government lending.
FHA 1004 · 1073 · 2–4 unit · 203K -
05
Updates and completions
A recertification of value, or confirmation that required repairs or construction are complete.
1004D
Before you order
What helps us discuss the assignment.
- The property address and typeSingle-family, condominium or PUD, 2–4 unit or manufactured home.
- The loan purpose and programPurchase, refinance or home equity; conventional or FHA.
- The report form, if you know itIf you aren’t sure, describe the loan and we’ll help confirm the scope.
- Access and contact detailsWho can arrange the inspection, and anything that affects scheduling.
- Anything unusualRecent renovation, additions, an accessory unit or a property that sits apart from its neighbors.
Acreage, an unusual improvement or very few comparable sales? Those files are scoped individually on the complex property page.
How we help
The same managed path, whatever the form.
Matched by property type, market and complexity. License, competency and insurance confirmed.
Status shared at key points, with early notice when something needs your attention.
Reasoning, support and completeness checked before the report reaches you.
| Form | Report | When it fits |
|---|---|---|
| 1004 | Uniform Residential Appraisal Report | Single-family, interior and exterior inspection |
| 1073 | Individual Condominium / PUD Unit | Condo or attached PUD unit |
| 1025 | Small Residential Income Property | 2–4 unit, with rent analysis |
| 2055 | Exterior-Only Residential | Lower-risk files where an exterior inspection is enough |
| 1075 | Exterior-Only Condominium Unit | Condo equivalent of the 2055 |
| 1004C | Manufactured Home Appraisal | HUD-code manufactured housing |
| 1004D | Appraisal Update / Completion | Recertification of value or completion of repairs |
Legacy form numbers help describe familiar residential assignments. The required report format depends on the client, loan program and applicable transition requirements; see the UAD 3.6 hub. Availability can vary by state and client.
Related reading
Have a residential file to place?
Tell us the property, the loan program and where it is. We’ll help confirm the report and scope.