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When comparable sales are hard to find
A rural location, unusual design or small market can make the comparison harder. Here is what that means for the assignment and what information helps.
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12 articles
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Complex property
When comparable sales are hard to find
A rural location, unusual design or small market can make the comparison harder. Here is what that means for the assignment and what information helps.
3 minute read
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ROV
How to submit useful alternative sales for an ROV
A useful reconsideration request explains what may have been missed and why the additional information matters. Start with relevance and evidence.
3 minute read
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Lender operations
Five places an appraisal can lose time
A delivery date tells you when a report is expected. Understanding the next unresolved step gives you a better way to keep the assignment moving.
3 minute read
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Appraisal management
What an appraisal management company does
Understand the work around a residential valuation, from defining the assignment to coordinating delivery and follow-up.
2 minute read
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Appraisal basics
What a real estate appraisal is, and what it is not
A plain explanation of an appraisal, how it relates to a lending decision, and how it differs from a home inspection.
2 minute read
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Complex property
Acreage and outbuildings: what to share before the appraisal
A large parcel, workshop or barn can raise questions that an address alone will not answer. Gather the property facts before the assignment begins.
3 minute read
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Quality & compliance
What a useful appraisal quality review checks
A complete report still needs a clear connection between the property, the evidence and the conclusion. Here are the questions that make review useful.
3 minute read
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Appraiser resources
Working with an AMC: clarify scope, fees and revisions
Before accepting an assignment, make sure the work, compensation and communication are clear. A few specific questions can prevent avoidable confusion.
3 minute read
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Appraisal basics
How an appraiser analyzes value
The roles of sales comparison, cost and income analysis, and why an appraiser must explain the evidence used.
2 minute read
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Appraisal basics
Rental property: why income assumptions matter
How income and expense assumptions affect a rental-property analysis, through a clearly labelled illustrative example.
2 minute read
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Complex property
New construction: prepare the property information early
A practical information checklist for discussing a new-construction appraisal with the lender and appraiser.
2 minute read
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Quality & compliance
AMC due-diligence questions worth asking
Questions to help lender vendor teams evaluate coverage, appraiser selection, exception handling and supporting documents.
2 minute read
Featured guide
UAD 3.6 and the redesigned URAR
What’s changing, what lenders and appraisers should review, a step-by-step workflow and common questions.
Open the UAD 3.6 guide →Policies and request guides
- Reconsideration of valueHow to raise a question about the facts or analysis in a report.
- Vendor due-diligence packageCompany information and the documents your institution can request.
- Quality and complianceIndependence, credentialing and review, in one place.
Archive, 2011
Kept for reference. Superseded and not current guidance.
Instructions for direct Fannie Mae REO vendors under the original UAD: days-on-market placement, age-field formatting, renovation-cost scope, required photographs and condition support. These instructions are superseded and are not UAD 3.6 guidance. See the UAD 3.6 guide for current material.