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Appraisal services for the property and the decision.
A tract home on a purchase loan. Forty acres with a barn. An FHA condo. A commercial property. A report you already have and need a second opinion on. These aren't the same job, so start from the decision you need to make — the form number comes last.
Five situations most lenders find themselves in.
Each situation calls for a different kind of appraisal. Choose the one closest to your file; we’ll confirm the right report and scope before the order is placed.
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01
Residential appraisals
Conventional 1004 · 1073 · 2055 · 1025 (2–4 unit)Helps you
You're originating, refinancing or opening a HELOC on a house that should be routine — and you want it to stay routine. A full interior, exterior-only or small-income appraisal from an appraiser who works that market.
What Avisso manages
- Competency-based assignment
- Milestone monitoring and lender updates
- Pre-delivery review
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02
FHA / government lending
FHA 1004 · 1073 · 2–4 unit · 203KHelps you
Government loans have their own property and documentation rules, and getting them wrong means re-inspections and conditions that stall the file. We send an appraiser who already knows them.
What Avisso manages
- FHA-roster appraisers matched to property type
- Government-specific scope and documentation
- USDA / VA
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03
Complex property
Acreage · waterfront · rural · gated · >5,000 sq ft · >$1M · non-conformingHelps you
The property doesn't fit the standard assumptions, comparable data is thin, and you need a value underwriting can defend. This is where selection matters most.
What Avisso manages
- Individual quote and scope
- Assignment to appraisers with the relevant property experience
- Closer monitoring and exception handling
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04
Reviews + quality support
Desk review · field review · multifamily reviewHelps you
You already have a report and a specific question about it — before funding, in QC sampling, or in a dispute. A second, independent set of eyes on exactly that question.
What Avisso manages
- Scope set to the risk question
- Independent reviewer
- Evidence-based findings
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05
Commercial appraisals
Avisso manages commercial appraisal assignments. Contact us to discuss the property, location and purpose of the valuation.
The forms, when you need the form.
If your order calls for a specific report form, the tables below list the conventional and FHA forms Avisso has offered and less common products. Availability can vary by state and client.
Typical uses include loan origination, REO and loss mitigation, portfolio valuation, PMI removal and litigation support.
| Form | Report | When it fits |
|---|---|---|
| 1004 | Uniform Residential Appraisal Report | Single-family, interior and exterior inspection |
| 1073 | Individual Condominium / PUD Unit | Condo or attached PUD unit |
| 1025 | Small Residential Income Property | 2–4 unit, with rent analysis |
| 2055 | Exterior-Only Residential | Lower-risk files where an exterior inspection is enough |
| 1075 | Exterior-Only Condominium Unit | Condo equivalent of the 2055 |
| 1004C | Manufactured Home Appraisal | HUD-code manufactured housing |
| 1004D | Appraisal Update / Completion | Recertification of value or completion of repairs |
| Product | Typical use | Status |
|---|---|---|
| Disaster-area inspection | Post-event condition reporting | Available |
| Rent schedule (1007) and add-ons | Investment and rental support | Available |
| REO / loss mitigation | Servicer and default valuation | Available |
| Portfolio valuation / PMI removal / litigation support | Portfolio, PMI-removal and litigation valuation needs | Available |
Legacy form numbers help describe familiar assignments. The required report format depends on the client, loan program and applicable transition requirements — see the UAD 3.6 hub. Form details are on Residential appraisals; REO and loss-mitigation appraisals have their own page. Confirm the scope and reporting format before ordering.
The assignment changes. The discipline doesn't.
Whatever you order, the work between order and delivery follows the same path: assignment, verification, monitoring, review, resolution and delivery.
- 01
Assign
Matched by property type, market and complexity.
- 02
Verify
License, competency and insurance confirmed.
- 03
Monitor
Status shared at milestones.
- 04
Review
Reviewed before it reaches you.
- 05
Resolve
Revisions and ROVs worked to closure.
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Deliver
In the formats your systems expect.
Quality and compliance
And every one of them sits on the same quality framework.
- Quality & Compliance →
Independence, credentialing and report review.
- Reconsideration of value →
How an evidence-based ROV is handled.
- For lenders →
What operations, collateral risk and vendor management each need.
- UAD 3.6 →
What the updated reporting standard changes.
Not sure which fits the file? That's a normal question.
Describe the property and the decision you need to make. We’ll help you choose the right report and scope.